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There have been major advances made in the technology of driverless cars, but for the time being humans still drive cars in Georgia. Since humans are imperfect and make mistakes there are many car wrecks on the roads each day. Vehicles are damaged and people are injured in these accidents and they can be very costly to the victims. That is why the law requires drivers to have car insurance. It is important that the victims of the accidents are compensated for their damages.
However, not every driver in Georgia has insurance or they do not have policy limits high enough to cover all the damages caused by the accident. This can leave the victim in a very difficult position as they figure out how they will pay for the damages. Most of the time uninsured drivers do not personally have the money to pay for the damages out of pocket, and recovering compensation from them can be very difficult.
To help compensate these individuals, Georgia law requires insurance companies to have provisions in every car insurance policy to pay the insured for the damages caused by uninsured motorists. There are also minimum coverage limits that must be in place or the uninsured motorist coverage must cover the same limits as the insured’s personal insurance policy. So, basically if a person is hit by an uninsured driver, they can recover the compensation from their own insurance company.
There are many uninsured drivers on Georgia roads each day. These drivers may not cause accidents every day, but when they do it can leave the victim in a very difficult position. However, the victims may be able to obtain compensation for the damages through their own insurance companies, if they have uninsured motorist coverage on their policy. This compensation can be very valuable for the victim and experienced attorneys may be able to guide one through the process.
Source: codes.findlaw.com, “Georgia Code Title 33. Insurance § 33-7-11” accessed on August 9, 2017
Fri Aug 11, 7:31pm Share on Social Media